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Pilar Scratch, EIC.

Celebrity stylist, TV personality, & author, Pilar Scratch is the Editor-In-Chief of Fashion Gxd Magazine. Established in 2015

Fashion Gxd Magazine -Raneisha “Ms.Classy” Toombs  Entrepreneur Cover (Print Issue NOW Available)

Fashion Gxd Magazine -Raneisha “Ms.Classy” Toombs Entrepreneur Cover (Print Issue NOW Available)

Written By: Samantha Cee


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Raneisha “Ms.Classy” Toombs comes from humble beginnings. The daughter of a Jamaican Immigrant and ex-sheriff. United States Air-force Veteran. Owner of the clothing line, “Just Southern Royalty” and the Hair Company, “Fairy-tails Extensions.” She saw the need for credit guidance and built her own Credit Repair Company, “Classy Credit.” She has devoted her life to helping others achieve their life dreams through credit and financial literacy. She’s an Entrepreneur, business owner, life coach, veteran, and philanthropist.

Raised in Florida, Ms. Classy joined the military right out of high school. At the end of her service, she was going through a divorce and moved to Georgia to embark on her new life.

Her clothing line will be clothing that consists of credit tips, all the secrets that the credit bureaus do not want you to know. Also, she is in the process of creating flashcards for kids. It’ll be a fun flashcard game where kids will learn about credit finance, interest rates, credit bureaus, and more.

When Ms. Classy isn’t helping adults and youth become informed about financial literacy and generational wealth, she is sponsoring events. Recently she was a sponsor and part of Tamika Scott’s (Legendary music group Xscape) business/seasoning launch.


FGM: It's an honor to sit down with you today. Tell us a little about your brand and how you’ve come to this vastly successful peek in your career ?

Ms. Classy: Classy Credit is a Credit and Finance Consulting Firm that specializes in 30-day results. We help to remove negative items from your credit report along with increasing your finances so that you are able to obtain the things you desire in life. From an inquiry to bankruptcy, there is nothing on your credit report that can not be removed. I’ve reached this peek in my career by providing 30-day results and shining a light on industry secrets to obtaining perfect credit and increasing your income.

FGM: How do you feel you make a difference in the world?

Ms. Classy: Knowledge is power. I help educate people on the importance and power of credit and teach them how to use it to become millionaires.

FGM: Give me the three best qualities of your brand?

Ms. Classy: We provide fast results, We educate our clients on the secrets to obtaining perfect credit, we help our clients obtain financial freedom.

FGM: Being an entrepreneur is a 24/7 job, how did you get ready for that?

Ms. Classy: Honestly, I don’t think that I was prepped to be an entrepreneur. When you are passionate about something you take it at full speed. I can say, being organized helps to keep things running smoothly.

FGM: Which current public figure, are you inspired by or appreciate the most?

Ms. Classy: Taraji P. Henson. She is so transparent about the everyday struggles of life and has created a platform that shines a light on those struggles. She has created a safe haven to discuss and heal. Her bravery and transparency is so inspiring.

FGM: How do you handle stress?

Ms. Classy: Traveling! I love traveling to different countries and learning about their culture.

FGM: What are the three qualities you feel an entrepreneur must have?

Ms. Classy: Patience, determination, and leadership

FGM: Where do you see your business in 10 years? How do you plan to get there?

Ms. Classy: In 10 years Classy Credit will have helped millions of people achieve their financial and credit goals through services, seminars, books, film, and much more. I plan to get there by continuing to make a difference one client at a time.

FGM: It was a pleasure speaking with you thank you for joining us

Ms. Classy: The pleasure is all mine. Thank you!

Keep up to date on Instagram @immsclassy

Fashion Gxd Magazine "“Ms.Classy”

By Pilar Scratch in Entrepreneur cover for Fashion Gxd Magazine

30 pages, published 8/27/2021

Raneisha “Ms.Classy” Toombs comes from humble beginnings. The daughter of a Jamaican Immigrant and ex-sheriff. United States Air-force Veteran. Owner of the clothing line, “Just Southern Royalty” and the Hair Company, “Fairy-tails Extensions.” She saw the need for credit guidance and built her own Credit Repair Company, “Classy Credit.” She has devoted her life to helping others achieve their life dreams through credit and financial literacy.…

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